Senior Portfolio Manager

First Horizon National Corporation

Atlanta, GA

Full-Time

Senior Portfolio Manager

First Horizon National Corporation

Atlanta, GA

Full-Time

Sep 03, 2025

Finance

Job Description

Location: On site at a Georgia location listed in the job posting

Summary

The Portfolio Manager is responsible for proactively managing portfolios by identifying trends and alerting management to changes in portfolio conditions. Partners with Relationship Managers to manage credit proposals and renewals; independently prioritizes requests, identifies risk and risk ratings, recommends and evaluates credit structure, and prepares proposals. Contributes to the development of profitable long-term credits.

Essential Duties and Responsibilities

Primarily responsible for underwriting and servicing of commercial loan portfolios

Proactively identifies credit weaknesses / trends and alerts management to deterioration

Collaborates with RM to prioritize new credit requests, renewals, and reviews

Provides risk ratings and recommends appropriate credit structure

Identifies policy exceptions

Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions

Participates in customer meetings to discuss alternative credit structures and to clarify any questions. Also interacts with clients during due diligence and finalizing credit package

Serves as a secondary customer contact to the Relationship Manager

Supervisory Responsibilities

No supervisory responsibilities

Qualifications:

Bachelor’s degree in business, finance, accounting or equivalent work experience

5+ years commercial credit or lending experience required; 10+ preferred

Strong analytical abilities, credit underwriting skills

Goal oriented, ability to take initiative using strong problem-solving skills

Strong relationship building and interpersonal skills

Excellent verbal and written communication skills

Strong organizational skills

Excellent computer proficiency (MS Office – Word, Excel, PowerPoint, and Outlook)

About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Follow Us
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Location: On site at a Georgia location listed in the job posting

Summary
The Portfolio Manager is responsible for proactively managing portfolios by identifying trends and alerting management to changes in portfolio conditions. Partners with Relationship Managers to manage credit proposals and renewals; independently prioritizes requests, identifies risk and risk ratings, recommends and evaluates credit structure, and prepares proposals. Contributes to the development of profitable long-term credits.

Essential Duties and Responsibilities

Primarily responsible for underwriting and servicing of commercial loan portfolios

Proactively identifies credit weaknesses / trends and alerts management to deterioration

Collaborates with RM to prioritize new credit requests, renewals, and reviews

Provides risk ratings and recommends appropriate credit structure

Identifies policy exceptions

Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions

Participates in customer meetings to discuss alternative credit structures and to clarify any questions. Also interacts with clients during due diligence and finalizing credit package

Serves as a secondary customer contact to the Relationship Manager

Supervisory Responsibilities

No supervisory responsibilities

Qualifications:

Bachelor’s degree in business, finance, accounting or equivalent work experience

5+ years commercial credit or lending experience required; 10+ preferred

Strong analytical abilities, credit underwriting skills

Goal oriented, ability to take initiative using strong problem-solving skills

Strong relationship building and interpersonal skills

Excellent verbal and written communication skills

Strong organizational skills

Excellent computer proficiency (MS Office – Word, Excel, PowerPoint, and Outlook)

About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Follow Us
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

About First Horizon National Corporation

First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

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Senior Portfolio Manager

First Horizon National Corporation

Atlanta, GA

Sep 3, 2025

Full-time

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