Sr. Large Loss Adjuster, Homeowner Claims (Remote)

CA

Job Description

Our Core Beliefs are the foundation of our culture. At CSAA Insurance Group, a AAA Insurer, we believe in Unwavering Integrity, Personal and Mutual Accountability, The Power of Inclusion, A Passion for Service Excellence, Thinking Big and Moving Fast, and Investing in Ourselves. Join us as a Sr. Large Loss Adjuster, Homeowner Claims and put these beliefs into play every single day!
Please note that this is a remote position with required travel.
Your Role:
With limited supervision, is responsible for full ownership of 1st-party property losses without limit and has settlement authority up to $250,000 in structural damage. With supervision oversight, handles claims up to policy limits for all 1st-party coverages. Provides direction regarding the investigation of the loss and will work with representatives from SIU, Subrogation, Bureau Litigation and Claims Coverage Question Unit as needed in completing this task; responsible for providing recommendations to management pertinent to these losses. Additionally, works with insureds, contractors, public adjusters and attorneys to resolve highly complex claims to conclusion throughout all states where CSAA IG provides homeowner policies. Responsible for developing structural repair bids using approved estimate writing program for claims classified as large losses. May be required to respond to catastrophe situations outside of normal work area.
Your Work:

• Responsible for full ownership of 1st-party property losses without limit and has settlement authority up to $250,000 in structural damage.
• Responsible for evaluation of personal property losses associated with dwelling losses.
• Handles claims up to policy limits for all 1st-party coverages.
• May handle desk claims.
• Provides direction regarding the investigation of the loss and will work with representatives from SIU and Subrogation as needed in completing this task; responsible for providing recommendations to management pertinent to these losses.
• Works with insureds, contractors, public adjusters and attorneys to resolve highly complex claims to conclusion.
• Responsible for developing structural repair bids using Xactimate.
• May handle multiple states and must understand the laws and regulations of each.
• Assesses building damage, decides the scope of necessary repairs and writes an estimate to rebuild the home.
• Negotiates with insureds, contractors, engineers and public adjusters to arrive at an agreed cost-of-repair.
• Consults with outside legal counsel on complex coverage issues.
• May be required to respond to catastrophe situations outside of normal work area.
Required Experience, Education, Skills:

• 5-10 years claims experience with preferred emphasis on Homeowner field claims.
• 3+ years handling Homeowner Total Loss claims.
• High School (HS) or GED.
What would make us excited about you:

• BA/BS or equivalent combination of education and experience.
• Proficient with Xactimate or similar estimating system writing large estimates experience strongly preferred.
• In-depth understanding of the home repair process.
• Outstanding analytical, problem solving, customer service and negotiation skills.
• Effective organizational and time management skills.
• Strong written and verbal communication skills.
• Valid driver's license with an insurable driving record.
• Ability to acquire DOI adjusting license in the states where required.
CSAA IG Careers
At CSAA IG, we're proudly devoted to protecting our customers, our employees, our communities, and the world at large. We are on a climate journey to continue to do better for our people, our business, and our planet. Taking bold action and leading by example. We are citizens for a changing world, and we continually change to meet it.
Join us if you...

• BELIEVE in a mission focused on building a community of service, rooted in inclusion and belonging.
• COMMIT to being there for our customers and employees.
• CREATE a sense of purpose that serves the greater good through innovation.
Recognition: We offer a total compensation package, performance bonus, 401(k) with a company match, and so much more! Read more about what we offer and what it is like to be a part of our dynamic team at https://careers.csaa-insurance.aaa.com/us/en/benefits
In most cases, you will have the opportunity to choose your preferred working location from the following options when you join CSAA IG: remote, hybrid, or in-person.
Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don't miss important updates from us. If a reasonable accommodation is needed to participate in the job application or interview process, please contact TalentAcquisition@csaa.com.
As part of our values, we are committed to supporting inclusion and diversity at CSAA IG. We actively celebrate colleagues' different abilities, sexual orientation, ethnicity, and gender. Everyone is welcome and supported in their development at all stages in their journey with us.
We are always recruiting, retaining, and promoting a diverse mix of colleagues who are representative of the U.S. workforce. The diversity of our team fosters a broad range of ideas and enables us to design and deliver a wide array of products to meet customers' evolving needs.
CSAA Insurance Group is an equal opportunity employer.
If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.
Must have authorization to work indefinitely in the US.
Please note we are hiring for this role remote anywhere in the United States with the following exceptions: Hawaii and Alaska.
#LI-CH1
#HP_RX

The national average hourly rate for this position is $48.01-$53.35. However, we have a location-based compensation structure. Our salary ranges vary and are calculated based on work location. The starting pay range for this position across all the states we hire in is $48.01-$64.07. This role also includes an opportunity for a company-wide annual discretionary bonus, through our Annual Incentive Plan (AIP), of up to 12% of eligible pay.

This job posting will be unposted on Fri, 12 Dec 2025.
Colorado Specific Job Range :
$99,855.00 - $122,050.00PDN-a0805b41-2f21-4e78-b7ab-0bf287db405b
Our Core Beliefs are the foundation of our culture. At CSAA Insurance Group, a AAA Insurer, we believe in Unwavering Integrity, Personal and Mutual Accountability, The Power of Inclusion, A Passion for Service Excellence, Thinking Big and Moving Fast, and Investing in Ourselves. Join us as a Sr. Large Loss Adjuster, Homeowner Claims and put these beliefs into play every single day!
Please note that this is a remote position with required travel.
Your Role:
With limited supervision, is responsible for full ownership of 1st-party property losses without limit and has settlement authority up to $250,000 in structural damage. With supervision oversight, handles claims up to policy limits for all 1st-party coverages. Provides direction regarding the investigation of the loss and will work with representatives from SIU, Subrogation, Bureau Litigation and Claims Coverage Question Unit as needed in completing this task; responsible for providing recommendations to management pertinent to these losses. Additionally, works with insureds, contractors, public adjusters and attorneys to resolve highly complex claims to conclusion throughout all states where CSAA IG provides homeowner policies. Responsible for developing structural repair bids using approved estimate writing program for claims classified as large losses. May be required to respond to catastrophe situations outside of normal work area.
Your Work:

• Responsible for full ownership of 1st-party property losses without limit and has settlement authority up to $250,000 in structural damage.
• Responsible for evaluation of personal property losses associated with dwelling losses.
• Handles claims up to policy limits for all 1st-party coverages.
• May handle desk claims.
• Provides direction regarding the investigation of the loss and will work with representatives from SIU and Subrogation as needed in completing this task; responsible for providing recommendations to management pertinent to these losses.
• Works with insureds, contractors, public adjusters and attorneys to resolve highly complex claims to conclusion.
• Responsible for developing structural repair bids using Xactimate.
• May handle multiple states and must understand the laws and regulations of each.
• Assesses building damage, decides the scope of necessary repairs and writes an estimate to rebuild the home.
• Negotiates with insureds, contractors, engineers and public adjusters to arrive at an agreed cost-of-repair.
• Consults with outside legal counsel on complex coverage issues.
• May be required to respond to catastrophe situations outside of normal work area.
Required Experience, Education, Skills:

• 5-10 years claims experience with preferred emphasis on Homeowner field claims.
• 3+ years handling Homeowner Total Loss claims.
• High School (HS) or GED.
What would make us excited about you:

• BA/BS or equivalent combination of education and experience.
• Proficient with Xactimate or similar estimating system writing large estimates experience strongly preferred.
• In-depth understanding of the home repair process.
• Outstanding analytical, problem solving, customer service and negotiation skills.
• Effective organizational and time management skills.
• Strong written and verbal communication skills.
• Valid driver's license with an insurable driving record.
• Ability to acquire DOI adjusting license in the states where required.
CSAA IG Careers
At CSAA IG, we're proudly devoted to protecting our customers, our employees, our communities, and the world at large. We are on a climate journey to continue to do better for our people, our business, and our planet. Taking bold action and leading by example. We are citizens for a changing world, and we continually change to meet it.
Join us if you...

• BELIEVE in a mission focused on building a community of service, rooted in inclusion and belonging.
• COMMIT to being there for our customers and employees.
• CREATE a sense of purpose that serves the greater good through innovation.
Recognition: We offer a total compensation package, performance bonus, 401(k) with a company match, and so much more! Read more about what we offer and what it is like to be a part of our dynamic team at https://careers.csaa-insurance.aaa.com/us/en/benefits
In most cases, you will have the opportunity to choose your preferred working location from the following options when you join CSAA IG: remote, hybrid, or in-person.
Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don't miss important updates from us. If a reasonable accommodation is needed to participate in the job application or interview process, please contact TalentAcquisition@csaa.com.
As part of our values, we are committed to supporting inclusion and diversity at CSAA IG. We actively celebrate colleagues' different abilities, sexual orientation, ethnicity, and gender. Everyone is welcome and supported in their development at all stages in their journey with us.
We are always recruiting, retaining, and promoting a diverse mix of colleagues who are representative of the U.S. workforce. The diversity of our team fosters a broad range of ideas and enables us to design and deliver a wide array of products to meet customers' evolving needs.
CSAA Insurance Group is an equal opportunity employer.
If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.
Must have authorization to work indefinitely in the US.
Please note we are hiring for this role remote anywhere in the United States with the following exceptions: Hawaii and Alaska.
#LI-CH1
#HP_RX

The national average hourly rate for this position is $48.01-$53.35. However, we have a location-based compensation structure. Our salary ranges vary and are calculated based on work location. The starting pay range for this position across all the states we hire in is $48.01-$64.07. This role also includes an opportunity for a company-wide annual discretionary bonus, through our Annual Incentive Plan (AIP), of up to 12% of eligible pay.

This job posting will be unposted on Fri, 12 Dec 2025.
Colorado Specific Job Range :
$99,855.00 - $122,050.00PDN-a0805b41-2f21-4e78-b7ab-0bf287db405b

About CSAA Insurance Group

Why we're forever forward -- ​​​​At CSAA IG, one thing will always endure: our commitment to excellence in everything we do for our members, employees and communities. As insurance industry leaders, we know things can change in an instant. It’s why we’re here.

We’re not afraid of change. We welcome it and use it to advance the cause. For employees, our cause is to become ever more inclusive and supportive of their goals and contributions. For our AAA Members, it’s finding new ways to help them prevent, prepare for and recover from whatever comes. For our communities, it’s exploring new ways of helping them meet evolving challenges.

Whatever may happen, change becomes progress at CSAA IG.

Benefits for today and for your future -- Benefits at CSAA IG represent our commitment to protect our employees by providing for their needs today and helping them prepare for a more secure future. Our suite of benefits is designed to provide for your physical, mental, social and financial health.

Our sense of belonging keeps us together -- ​​Belonging is the feeling of being welcomed and accepted for who you are and the qualities you bring. It’s knowing you’re heard and valued as an individual and employee.

At CSAA IG, we share a strong sense of purpose and a hunger for adventure.

Change should always be expected, but can’t always be predicted. Whatever happens, we remain true to our beliefs and clear on our purpose. We meet change head on and grow from each experience.

A promise to act -- Life is uncertain, but we are not. When our AAA Members need us, we know how to move with the speed, expertise and confidence they rely on.

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Apply For This Job
Sr. Large Loss Adjuster, Homeowner Claims (Remote)
CSAA Insurance Group
CA
Dec 3, 2025
$99,855 - $110,950 a year
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